Manager-Compliance (Lending) (Finance)
Company Description
Ent Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals using our unique abilities to make our organization, and the communities we serve, better than they were yesterday. We're a not-for-profit that puts people above profits and actively invests in our community. Our rapidly growing team is expanding our reach to serve more people throughout Colorado. To spread our mission far and wide, we need people like you. If you're interested in a paycheck with a purpose, apply with us today. Our people make the difference, and we truly believe you are our greatest asset.
Job Description
The primary function of a Compliance Manager - Lending is to coordinate the credit union's lending compliance with applicable international, federal, and state rules, regulations, and statutory requirements with a special focus on the Mortgage, Commercial, Consumer, and Collection functions. The Manager - Compliance (Lending) also serves as an enterprise-wide consultant in regard to typical organizational compliance needs including regulatory interpretation and completing compliance risk assessments and testing. The Compliance Manager - Lending will oversee, develop, review, and/or revise lending-related enterprise policies, procedures, forms, agreements, processes, and disclosures to ensure compliance with applicable laws, rules, and regulations for all lending functions. The Manager - Compliance (Lending) ensures the credit union, affiliates, and employees understand and abide by internal and regulatory policies and procedures. This position will oversee that all the Enterprise Compliance Risk Assessment process and testing for lending regulations. The Manager- Compliance (Lending) will ensure that all actions and functions are in alignment with the Enterprise Compliance Management System. As needed, the Manager - Compliance (Lending) will serve as a primary consultant for organization-wide compliance awareness and management, requiring a mastery of many, varied regulations, and a strong awareness of available legislative & compliance resources. Complaint management for the credit union falls under this role.
Essential Functions
- Compliance General Support: Provide guidance and assistance in complex matters of regulatory, procedural and legal issues as needed and with a focus on lending functions throughout the organization. Meet regularly with business partners to discuss regulatory compliance matters.
- Compliance Risk Assessments and Testing: Perform and manage team performance of enterprise compliance risk assessments and monitoring and testing associated with applicable regulations and internal controls.
- Regulatory Compliance Policies and Procedures: Develop and maintain corporate regulatory compliance policies, and departmental procedures, and review first-line lending procedures.
- Compliance Correspondence and Reviews: Review, research, and prepare applicable regulatory content for product disclosures, marketing material, and other member correspondence. This also includes a review of vendor compliance.
- Staff Management & Development Activities: Supervise staff to include mentoring, professional development, time card / PTO approval, work review, and annual performance appraisals. Meets regularly with staff to communicate objectives and establish deadlines.
- Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Qualifications
Minimum Formal Qualifications for this Position
- Bachelor's Degree in Pre-Law, Business, Business Administration, Risk Management or related field.
- 6+ years' financial institution experience in the areas of Operations, Lending or Regulatory Compliance or as a practicing attorney. Required.
- 1+ years' experience in a lead, management, and/or supervisory role. Required.
Technical or Specialized Knowledge/Skills:
- Broad knowledge of, and practical experience with, credit unions or other financial institution operating areas, functions, products and services and the laws and regulations which apply to credit unions, specifically those noted above.
- Knowledge of industry specific regulations and codes.
- Extensive knowledge of fair lending regulations.
- Extremely strong attention to detail.
- Excellent communication skills regarding a wide variety of topics to varied audiences.
- Excellent organization skills.
- Excellent written and verbal communication skills.
- Strong relationship building skills - kindness goes a long way.
- High level of expertise reviewing compliance documents, opinions, and regulations and recommending appropriate actions.
- Basic competency with the Microsoft Office Suite of products (Word, Excel, Outlook, PowerPoint, Access, Visio).
- Working knowledge of Archer GRC solution.
- NCCO and other specialized banking compliance certifications within 1 Year required
- Standing - Occasionally
- Walking - Occasionally
- Sitting - Frequently
- Lifting - Rarely (40 Lbs)
- Carrying - Rarely
- Pushing - Rarely
- Pulling - Rarely
- Balancing - Rarely
- Stooping - Rarely
- Kneeling - Rarely
- Crouching - Rarely
- Crawling - Rarely
- Reaching - Occasionally
- Handling - Occasionally
- Grasping - Occasionally
- Feeling - Occasionally
- Talking - Frequently
- Hearing - Frequently
- Repetitive Motions - Frequently
- Eye/Hand/Foot Coordination - Occasionally
- Noises louder than normal speaking volume - Occasionally
- Temperature Changes - Rarely
- Atmospheric Conditions - Rarely
Additional Information
The pay range for this position is: $107,016.00 to $118,289.60 per Year (S17)
Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity.
This position is eligible for our corporate bonus program based on company performance.
Benefits Summary Sheet
At Ent Credit Union, we offer a comprehensive benefits package, including:
- Health Benefits: Affordable insurance, 24/7 doctor access, and a nationwide provider network.
- 401(k): 3% automatic contribution after three months, plus up to 6% matching.
- Paid Time Off: During your first year, enjoy 16 days of paid time off (PTO) plus 9 paid holidays. And it grows from there.
- Volunteer Time Off: Paid time off to give back to the community.
- Education Support: Up to $10,000 annually for higher education and assistance for certifications.
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Exclusive Discounts: Significant savings on home, car, and personal loans.
For more information about our outstanding benefits please visit our careers page at www.ent.com/careers.
We anticipate this position to close on 04/11/2025. Please submit your application at your earliest convenience to be considered.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
